Long-term care insurance costs rise for women

CHICAGO: The overall costs for long-term care insurance have increased 8.6 percent compared to last year, according to the 2015 Long-Term Care Consumer Price Index. The research reviewed costs for both men and women at varying age levels who are currently paying for or are interested in purchasing long-term care insurance.

Women saw an increase in long-term care coverage in 2013 after reports showed that women are more at risk of needing some type of long-term care. For a healthy 55-year old woman, the annual cost of a long-term care policy is $1,390 for $164,000 worth of coverage, a 13 percent increase over the 2014 figure of $1,225 per year. Lawsuits followed the price increases against insurance companies for gender-discriminating policies…

Full story covered in the Seniors Housing & Healthcare Trends.

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